Debt Delaying Home Ownership?

If you have outstanding collections, judgments, or tax liens holding you back from obtaining a mortgage, they will likely need to be resolved before moving forward. Having active management and negotiation on collection or judgment accounts during the course of your loan application process is important and in most cases a must have option to be successful.

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CreditServices.com™’s preferred debt settlement affiliate; DebtServices.com™, works on behalf of clients to lower their debt amounts and settle outstanding debts that are hindering loan obtainment.

One of the main reasons behind the creation and development of this partnership is to have a solution and ability to help structure a plan for consumers during their process of paying off any collection account. This strategic partnership delivers tremendous value because having activity on collection accounts that are reporting on one or more of the three major credit bureaus will trigger new up to date activity in the Date of Last Activity (DOLA) section of the credit report. This new activity will negatively impact the consumer’s overall credit risk by updating the reporting negative account to ‘current’ on your credit history section. This new activity and negative risk will in fact, lower your overall score(s).

CreditServices.com and the debt negotiation specialists at DebtServices.com work closely with each client as needed on which accounts to settle and when, in relation to their overall credit status and type of lending opportunity they are looking to obtain.

DebtServices.com has the ability to negotiate payment for deletion tactics, payment plan options, reduction of interest due, settlement of total amount with a fraction of the original cost, judgement services and the list goes on. Each step is taken in a matter that is to restrict and limit the amount of negative activity that takes place on the client’s credit report profile and score. The important aspect to all of this is that each step taken will be specific to the consumer’s overall goal and what is best for their situation.

DebtServices.com’s negotiation specialists have years of experience from working with thousands of settlements over the years, and industry connections that have been built through this work that directly benefit the consumer.

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Each person’s credit situation is unique. Results may vary, and CreditServices.com makes no guarantee of any particular result. The information in this site is intended for general informational purposes only, and is not to be construed as legal, tax, accounting, or other professional advice.  As such, it should not be used as, or relied upon, as a substitute for seeking professional legal, tax, accounting, or other advice. All information in this site is provided “as-is”, with no guarantee of completeness, accuracy, timeliness, or other results obtained from its use. In no event is CreditServices.com, its Affiliates, or their agents or employees liable to you or anyone else for any decision made or action taken in reliance on the information in this site. “Affiliate” means any entity that directly or indirectly owns or controls, is owned or controlled by, or is under common ownership or common control of the party in question.

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