Ready For Car Shopping?

Your credit score influences the rates that are available to you. Most lenders will not fully review your credit profile, instead they rely mostly on your credit score and some application information.

customer and salesman with car key
transportation and ownership concept – customer and salesman with car key outside

If you have a 750+ credit score, you will receive the best interest rates available, which can sometimes be as low as 0%! However, people with major credit problems can usually be approved for auto loans, but at very high rates. The best auto loan rates are generally offered by credit unions, and online lenders, not at the dealership.

When shopping for your loans, remember that you have a 30 day window where similar inquiries will be counted as one and only drop your score 5-15 points rather than multiple inquiries that will be 5-15 points each.

Educate yourself, monitor your credit, and stay within your means to get the most out of your auto loan.

Learn More

Each person’s credit situation is unique. Results may vary, and makes no guarantee of any particular result. The information in this site is intended for general informational purposes only, and is not to be construed as legal, tax, accounting, or other professional advice.  As such, it should not be used as, or relied upon, as a substitute for seeking professional legal, tax, accounting, or other advice. All information in this site is provided “as-is”, with no guarantee of completeness, accuracy, timeliness, or other results obtained from its use. In no event is, its Affiliates, or their agents or employees liable to you or anyone else for any decision made or action taken in reliance on the information in this site. “Affiliate” means any entity that directly or indirectly owns or controls, is owned or controlled by, or is under common ownership or common control of the party in question.

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